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Latest trending crypto currency |
Latest trending crypto
currency pros and cons
Cryptocurrency or virtual currency is trending payment and
investment asset right now, especially bitcoins are creating a lot of buzz now.
More investors are interested in investing their money on these
cryptocurrencies since 2017, the increased demand of cryptocurrency surged its
prices a lot to the maximum level. Investors are seeking to invest in
cryptocurrency rather than investing in mutual funds and other some other forms
of investment. Here we have listed some benefits and at the same time we have
also given the cons of it.
The term cryptocurrency has been rapidly gaining ground over
the past couple of years and understanding of its use and value in the eyes of
public. At first it seemed unfamiliar and somewhat scary like the credit card
looked to users in its early days, but day by day its value increased and now
it is at heights. You might be more familiar with terms like alt coin and bit
coins; these are all cryptocurrencies using the Blockchain Technology to keep
this currency and technology safe. Right now, the crypto currency reach has
increased a lot and there are many types of cryptocurrency. Just get on to the Google to search the latest
trends that will show you the craze of crypto currency that where it is taking
us
Pros of crypto currency
Crypto currency is away from Frauds
Cryptocurrencies are digital and cannot be counterfeited or
reversed arbitrarily by the sender or any other person as with credit card
charge backs.
Identity Theft
When you give your
credit card to a merchant or remit to someone, you them access to your full
credit line even if the transaction is a very small sum. Credit cards operate
on an insert and remove basis, where the store initiates the payment and pulls
the designated amount from your account by asking your pin.
Spot Settlement
A lot of problems arise when you deal with physical currency.
Purchasing real property typically involves a number of third parties and
payment of fees like tax. As there will be no restrictions on bit coins
exchange, you can remit huge amount without any worries.
Anyone can access
bitcoins
Approximately 2.2 billion customers across the world have
access with access to the Internet or mobile phones in this world that don’t
currently have access to traditional exchange systems in any form. These
individuals are primed for the Cryptocurrency market.
Lower processing fee or
transaction charges for using crypto currency
You don’t need to pay any additional charges for making
transactions using bitcoins. Even though there is no bitcoin or cryptocurrency
transaction fee at the moment. Many people expect that most users will involve
in third party service that helps in creating and maintaining their own bitcoin
wallets. One interesting points is that PayPal
does not accept or transfer bitcoins.
Cons of using crypto
currency
Security issues
Right now there is no safety net or perfect way to protect
your bitcoins from human error or technical issues. In most of the cases only
few people received back the money during transaction failures .This is not a
note worthy point for the people who are showing their interest to invest in
crypto currency.
Rules and regulations
There are lot of rules
on bitcoins and other crypto currencies in many countries. Many people may
appeal that the crypto currencies might diminish the country economic value, so
there might be dome disturbances in legal point of view. So you need to check
all issues before investing in bitcoins.
Limited Scaling.
It is one more cons of
crypto currency; the design of the system limits the speed and number of
transactions processed from the account, making it unlikely that bitcoins will
replace conventional credit card transactions.
Lack of Applications to
make transactions on smartphones
.While acknowledging bitcoins popular use for illegal
transactions, we also question how useful bitcoins really are for investment
purpose. To be truly disruptive to existing fiat currencies or electronic
payment systems which are available right now, Bitcoin would need applications
for low cost international money transfers. It is not accepted my merchants in
many countries. It is then up to you to
jump through whatever hoops are necessary to get it cleared so stay away from
troubles in the future. Crypto currency lets you to own the private key and the
corresponding public key that makes up your investment. No one can take that
away from you unless you wantedly do something.
Coming to the main point, cryptocurrencies have a long way to
go before they can replace other payment systems which are in use right now.
Especially in countries like United Kingdom, we don’t need to wait few more
days to see them as legalized resource.
The thing is that many
people are still unaware of cryptocurrency especially, UK AND USA citizens are
more aware about them. One must have lot
of knowledge and skills to be able to apply it to their lives. Merchants need to start accepting and the
process must be made to make it easier to sign up and get started.
Over view on pros and
cons of crypto currency
Everything has pros and
cons to any situation in life, crypto currencies are not an exception. To be
able to make a good decision for a bright future, you need to weigh the good
and bad thoroughly before finalizing your selection. The case with crypto currency is more about
the mass acceptance than technology.
Since Bitcoins do not have a physical form like currency
notes or receipts, it cannot be used in physical stores at the moment. It would
always have to be converted to other currencies. Payment apps would be
competing with each other to expand their business, merchants would find it
unfeasible to support all Bitcoin card and therefore users would be forced to
convert Bitcoins unless a universal system is proposed and implemented. Hence you
need to wait for few more months to uses bitcoins at most of the locations. The
number of bitcoin users in USA and UK are gradually increasing considering the
growth in value when compared to the value during initial days.
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